Pelit, testit ja sovellukset / Ammattioppilaitos, Lukio, Yläkoulu, 7.–9. luokat

Moneymaster – Ready made lesson plans

The Moneymaster mobile game is targeted at 7th–9th graders. Players learn about saving, investing and managing their own finances. The game can also be played during lessons under the tuition of teachers. You’ll find five ready-made lessons at the bottom of this page.

The Moneymaster exercises are ready-made lessons but they can also be done separately. You can play one or more game sections with your students and do the associated exercises.

Download the Moneymaster


Lesson 1

Episodes “Granny’s work camp” & “More than just work”

  • Topics: Earning, saving and sustainable consumption choices
  • Exercises:
    • What tips for earning money did you learn in the game?
    • What other ways are there to earn some money?
    • Why was the berry farm closed?
    • Why did Kalle choose the more expensive bike?
    • If you got 100 euros, how would you spend it?
    • What should you do if your bank card is lost?
    • What if you have already blocked your bank card and then find it later?
  • Where can I find out more:

Lesson 2

Episode “First job”

  • Topics: Applying for your first summer job and practical info on summer jobs
  • Exercises:
    • How to apply for a summer job?
    • What is net salary and gross salary?
    • How do I make a good impression on my first day at work?
    • Take our Taloustesti test (great quiz material)
  • Where can I find out more:

Lesson 3

Episode “Kalle’s loan”

  • Topics: What are the pros and cons of taking out a loan
  • Exercises:
    • Make a list of various loan types
    • General discussion on the topics
    • Good and bad loans
    • Interest
    • Consumer credit/hire purchase
    • Payday loans
    • Student loan
    • Housing loan
  • Where can I find out more:

Lesson 4

Episode “Vacation”

  • Topics: Learn more about target-oriented saving
  • Exercises:
    • What is a budget?
    • Applied exercise:
      • You get 200 euros to spend. Choose how you want to spend it and prepare a budget. Suitable budgetary themes are e.g. a birthday party, a trip, a camp or a weekend at a cottage.
  • Where can I find out more:
    • At the “Kun koulu loppuu/säästäminen” website’s section on saving (instructions on how to draw a budget and information on how money is spent and why it’s smart to save, for example).
    • The Miten säästää rahaa (How to save money) video

Lesson 5

Episode “Interest on interest”

  • Topics: Basics of investing
  • Exercises:
    • What’s the difference between a savings account and investing?
    • Exercise: You get 10 euros per week. That adds up to 520 euros per year. How much money will you have in
      • 20 years
      • 30 years
      • 40 years if you deposit the money in a savings account with an annual interest rate of 1–2% or if you invest the money and the annual return is 5% on average?
  • Where can I find out more:
    • At the website’s section on investing. The site has information on how to start investing and links to other sites with information on investing and drafting an investment plan.
    • The #Puhurahasta podcast video: Vaurastu viisaasti (Building wealth wisely) | investing theme

Duration: 5 lessons

Publisher/Author: Talous ja nuoret TAT

Published: 03/2020

Keywords: earning, gross salary, interest, interest on interest, net salary, saving, summer job, sustainable consumption, taxes