Moneymaster – Ready made lesson plans

The Moneymaster mobile game is targeted at 7th–9th graders. Players learn about saving, investing and managing their own finances. The game can also be played during lessons under the tuition of teachers. You’ll find five ready-made lessons at the bottom of this page.

The Moneymaster exercises are ready-made lessons but they can also be done separately. You can play one or more game sections with your students and do the associated exercises.

Download the Moneymaster

LESSONS

Lesson 1

Episodes “Granny’s work camp” & “More than just work”

• Topics: Earning, saving and sustainable consumption choices
• Exercises:
  • What tips for earning money did you learn in the game?
  • What other ways are there to earn some money?
  • Why was the berry farm closed?
  • Why did Kalle choose the more expensive bike?
  • If you got 100 euros, how would you spend it?
  • What should you do if your bank card is lost?
  • What if you have already blocked your bank card and then find it later?
• Where can I find out more:
  • A video about the “Tutustu työelämään ja tienaa” -programme
  • The #Puhurahasta Kesätyö – muutakin kuin taskurahaa -podcast episode about summer jobs
  • The #Puhurahasta Miten ansaita kesällä rahaa -podcast episode about earning money during the summer
  • Tips for job-hunting at the “Kun koulu loppuu/ohjeita työnhakuun” website
  • Our video series Parhaat neuvot kesätöihin about job-hunting
  • Tips for earning money at the “Kun koulu loppuu/tienaaminen” website
  • The #Puhurahasta Tee oma työ ja tienaa -podcast episode about entrepreneurship

Lesson 2

Episode “First job”

• Topics: Applying for your first summer job and practical info on summer jobs
• Exercises:
  • How to apply for a summer job?
  • What is net salary and gross salary?
  • How do I make a good impression on my first day at work?
  • Take our “Taloustesti” test (great quiz material)
• Where can I find out more:
  • Video: “Miten hankitaan pankkikortti?” (How do I get a bank card?)
  • Article: “Aika hankkia pankkikortti” (Time to apply for a bank card)
  • Video: “Miten hankitaan verokortti” (How do I get a tax card?)
  • Article: “Aika hankkia verokortti” (Time to order a tax card)

Lesson 3

Episode “Kalle’s loan”

• Topics: What are the pros and cons of taking out a loan
• Exercises:
  • Make a list of various loan types
  • General discussion on the topics
  • Good and bad loans
  • Interest
  • Consumer credit/hire purchase
  • Payday loans
  • Student loan
  • Housing loan
• Where can I find out more:
  • Listen to episode 8 of the #Puhurahasta podcast: “Kun kaikki ei menekään putkeen raha-asioissa” (When financial matters don’t work out perfectly)
  • Watch the “Puhu rahasta” videos in which well-known people talk about their relationship with money.

Lesson 4

Episode “Vacation”

• Topics: Learn more about target-oriented saving
• Exercises:
  • What is a budget?
  • Applied exercise:
    • You get 200 euros to spend. Choose how you want to spend it and prepare a budget. Suitable budgetary themes are e.g. a birthday party, a trip, a camp or a weekend at a cottage.
• Where can I find out more:
  • At the “Kun koulu loppuu/säästäminen” website’s section on saving (instructions on how to draw a budget and information on how money is spent and why it’s smart to save, for example).
  • The “Miten säästää rahaa” (How to save money) video

Lesson 5

Episode “Interest on interest”

• Topics: Basics of investing
• Exercises:
  • What’s the difference between a savings account and investing?
  • Exercise: You get 10 euros per week. That adds up to 520 euros per year. How much money will you have in
    • 20 years
    • 30 years
    • 40 years if you deposit the money in a savings account with an annual interest rate of 1–2% or if you invest the money and the annual return is 5% on average?
• Where can I find out more:
  • At the Kunkoululoppuu.fi/sijoittaminen website’s section on investing. The site has information on how to start investing and links to other sites with information on investing and drafting an investment plan.
  • The #Puhurahasta podcast video: “Vaurastu viisaasti” (Building wealth wisely) | investing theme